Not every Nigerian is aware of the Nigerian Health Insurance scheme, which is not at all surprising.
A lot of good things in Nigeria dont normally get the exposure they deserve, they hardly get to the masses that need them. And the Nigerian Health Insurance scheme is one of such instances.
I will be writing a personal post on the health scheme and how it affects Nigerians.
But with this one, it is all about detailing what the insurance scheme really is all about.
According to their Site:
The National Health Insurance Scheme (NHIS) is a body corporate established under Act 35 of 1999 Constitution by the Federal Government of Nigeria to improve the health of all Nigerians at an affordable cost. through various prepayment systems. The Scheme established under Act 35 of 1999 by the Federal Government of Nigeria, is aimed at providing easy access to healthcare for all Nigerians at an affordable cost through various prepayment systems. NHIS is totally committed to securing universal coverage and access to adequate and affordable healthcare in order to improve the health status of Nigerians, especially for those participating in the various programmes/products of the Scheme
NHIS is to provide social health insurance in Nigeria where health care services of contributors are paid from the common pool of funds contributed by the participants of the Scheme.
It is a pre-payment plan where participants pay a fixed regular amount. The amount/funds are pooled, allowing the Health Maintenance Organisations(HMOs) to pay for those needing medical attention. It is primarily a risk sharing arrangement which can improve resource mobilisation and equity. It is indeed regarded as the most widely used form of health care financing worldwide.
NHIS also regulate private health Insurance operated by HMOs. HMOs should have a hyperlink to the HMOs list on the site.
Health Insurance is social security system that guarantees the provision of needed health services to persons on the payment of token contributions at regular intervals.
That was culled from their about page. It will serve as a reference point for my next post on the subject.